Types of Finance
There are three common methods to finance office interiors. Explore below before committing:
Finance Lease (Lease Rental)
The Lease Rental agreement is one of our most popular types of finance agreement. With all payments 100% tax deductible and the added benefit of spreading the VAT over the term of the agreement, all customers benefit from this cost effective method of leasing.
Hire Purchase (Lease Purchase)
Under terms of a Lease Purchase agreement, all VAT is paid in advance and the customer claims capital allowances on the cash purchase of the equipment. At the end of lease, the title of the asset is automatically transferred to the customer.
Operating Lease
An Operating Lease is commonly known as an ‘off balance sheet’ method of funding. Popular in the public sector, an operating lease provides customers with 100% tax deductible rentals, with a residual value built into the agreement the customer can either return the equipment or pay fair market value for infinite use of the equipment.
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